My 10th class and exams
It is the time to recollect, time to look back to your school days. Tell me what was the most tensed moment? I am sure you will remember your 10th class and exams. Before I get old and forget my 10th class, let me write some memories of my 10th class and how it went for me.
Ok, all started with my 9th class result. Result was hard to realize. Number was 515 out of 625 which translated to 82.4%. It was not too unexpected result but some where it went wrong. I had written my 9th final exams with viral fever. I was not even within top 5. I was some where at 8th position in the class. It was hard to digest. But the best thing was neither my parents nor my family people really took it serious and put pressure on me.
I think this was the beginning for my new thoughts and new attitude. If I go back to those days, I think this was a trigger to think about me and my abilities. This episode definitely helped me to change from very careless guy to careful, very naughty to little serious, very haphazard way of doing things to systematic way.
After the results, some of our class teachers from different schools got together and rolled out the tuition class in the summer holidays for the 10th class students. In our place, there were 3 schools which operated under Canara education society. My school Mahatma Gandhi High school (MGHS), Gibb Boys high school (GBHS) and Gibb Girls high school (GGHS) were under the Canara Education society. The best teachers from these three schools got together and had a plan to give the coaching in Science, Mathematics and English grammar. It was with the vision that more number of 10th class state level ranks to the Canara education society. During those days, state level Kannada medium ranks werereally hyped. From the previous two batches there were couples of ranks to GGHS and GBHS. This was treated as a prestige to all the schools. Unfortunately our school MGHS was not able to bag any ranks in its history. I decided to join this class. Class was about for 3 hours every day and started at 9am. There were two teachers from my school. Classes were interesting. I got more insight in to English grammar. There was a teacher for Mathematics who was also my house owner. He taught us Matrix fundamentals. The way he used to tell Column (Khamba in Kannada) and Rows (Saalu) are still in me memory. He used to repeat “Khamba Saalu” with actions at least 10 times. It is almost 12 years now (remember I am 1997 10th pass out and tuition was in April 1996) and I still remember those actions and classes. This gave me the opportunity to meet other students from GGHS and GBHS. Look at the world, I met the same people again after an year when I went for the college. Summer classes ended very nicely
Then started the June and the heavy rainy season. Fresh class, change in the teachers for some subjects, change in class room and change in the status as super seniors in school. All together it was again a fresh start. We had two classes A and B and I had belong to B. One of my friend who did not get first number is 9th class had left the school because of some internal issue. Two of new friends Ashok and Manjunath had joined the class from different school. Head mater of our school Gowdi sir was English teacher, C G Bhandari was Kannada teacher, Shastri sir was taking Science first time for 10th class and was head class teacher, Rukma madam was Hindi teacher, Prabhu sir was social science and the most intelligent SM Bhat sir was taking Maths. Perfect teachers were in perfect job. Our head master had only one vision. Few state level ranks to the school. Our Physical Education teacher was a great Ball badminton player. Every year he was building the team. Our previous batch had the solid team and were taluka level champions but some how they could not win the district level. I had joined MGHS school in 9th from Jawahar Navoday School. From then I got fascinated with Ball badminton game. I had started learning and practicing the game.
After the classes started, my parents asked whether I want to go for any tuition. I also thought I should go for it. My school Maths teacher SM Bhat was taking home tuition. He had a pair up with English teacher MT Bhat from the same place. Tuition was from 7.30 to 8.45am from Monday to Friday, 3pm to 5pm on Saturday and 9am to 11am on Sundays. Schools were from 9.15 to 1.10pm and then 2.30 pm to 4.45pm on Monday to Friday and 8am to 12.30pm on Saturdays. So school days were very hectic. 7.30am to 8.45am tuition, 9.15am to 4.45pm school and after that Ball badminton game till 6.30am or day light which ever was longer.
Let me try to remember my class people here: Nagaraj Udadangi, Manjunath, Diwakar, Santhosh, Dattatreya, Mahesh, Jairam, Sharth, Ashok, Manjunath Shet, Prashant, Shetti, Anil, Raghavendra, Shalini, Suvarna Pikle, Rekha Madiwal, Savita, Vishalakshi, Rekha Naik, Sunita, Prema Komarapant, Jayalaxmi, Leena, Surekha, Sunita Harikantra and so on.
More than my studies, I started liking the ball badminton. This was the game which I had learnt during my 9th class. I had mastered this game in short time span. So I was promoted as middle player. We had few players who were playing from lat two years. One of my friends Girish with highest experience promoted as captain. We had the best players with right combination and attitude in the team. Jairam and Narayan handling at the back side, me in the middle and Girish, Raju in the front. Our coach and physical teacher was a very good player. First three months of schools days were full of rain but those were the days where you need to really practice well. Taluk level and district level matches were in September. Out teacher really worked hard to practice with the best players in our place. He called many of our seniors and his friends to play with us. We had the best opposition team to play with my school team. We enjoyed every win/loose and learnt many shots and services. Sport funding was always an issue. School was NOT ready to give us the new rackets and balls. All school team players bought their own rackets to play. We collected money from team to play with the new ball every week. Every day we practiced hard. Our teacher was so encouraging that he used to treat us with his money for the best play. Team at one point of time was unbeatable. Sportsmanship was building every day. Confidence was boosting. Frankly I was at my best. Calm composed and best shots at right time made me the best player of the team. I enjoyed key middle position and dominated.
With all these, 9th class disaster result was always in mind. I wanted to over come and prove my best in studies. Along with sports, I concentrated on my studies too. I became more studious and systematic. I think these were the days I was slowly going away from my child hood characteristics. I started valuing the each minute of mine. Started stretching my sleeping time to 11pm. I managed to arrange my own table and chair for studies in the corner of my house. Same year my elder sister was moving out of house to study her Diploma course. Brother was in crucial 2nd year PUC. Sister was starting her high school. Every one in the house had one or the other to prove them self in academics. Totally it was study environment at house. More than us our parents were struggling to keep every thing in place and give us more time for study. Scene was typical middle class family struggling to come up with flying colors. Mom used to cook in the morning for my brother. I used to have break fast after morning tuition. I started talking bicycle to tuition.
During school starting days, one of my close friend Ganesh father passed way due to jondies. It was a shocking incident for his family. He was my close friend from 6th class. It was not the age to loose the father. His father was the one who used to take all of us to swimming in 5th and 6th class. He was so encouraging and wanted his sons and me to learn bicycle, different swimming styles, drawing etc. I personally share very beautiful moments with his father during my child hood days. He wanted us to have healthy fight in academics.
Then came the first unit test in the month of August. As usual syllabuses were less. Competition was definitely building within the class. We had two sections A and B. In our section, one of my friends Jairam who was intelligent but never bothered to study much had started studying in 10th class. Hard core maggu Jayalaxmi was putting her effort to be the best in class. In the other section Ganesh was as usual the front runner. 9th class topper Triveeni wanted to keep her position intact in 10th class. Nagaratna, child hood friend of mine was in the list of contenders. So there was tough but healthy competition between us. I had friendship with every one in the class. Things went smooth in fist test. I was in second position but the total marks were much higher than usual. It was around 136 out of 150. As expected, Jairam stood first in the class.
Sunday, March 30, 2008
My 10th class and exams
Sunday, March 02, 2008
One year with My Getz
First anniversary with my Getz
Today will be exactly one year since I bought my car Hyundai Getz GLS. More than 6000km run till date and it is going simply superb. There are some memories to share about why I decided to go for Getz and the whole process involved in buying the CAR.
It was a DREAM...
Being born and brought up in middle class family in moderate city, I never imagined that I would own a car in 25 and half years. The only car I saw in the road almost 20 years back was Ambassador. Maruti cars were seen only in movies those days. The first time when I went in car is almost at the age of 11 years and that was in 1992 during one of the RICH relative marriage ceremony. Luckily I got a chance to travel in car for about 6-7km. It was a moment of happiness to enjoy the luxury of Ambassador. After that I don’t remember any occasion where I got chance to travel in CAR.
After I shifted to Bangalore for my profession, seeing car became very common. Around 25% of the traffic population was occupied by Cars. Car was not at all affordable with the kind of pay package I had during my initial. After I bough VICTOR in August 2003, I started enjoying the bike ride in Bangalore roads. Going to different part of Bangalore victoriously in victor was nice. Especially parking was very easy in all the places. After almost 2 years of ride on Victor, I started thinking on some small budget car. By this time two of my friends have already bought the car. One of my friends Abhi going for BIG Ford fusion (7.1lacks) in September 2005 was an inspiration. We friends started enjoying the drive in FF (Ford fusion) with couple of long drives out side Karnataka. So every time I went for the drive, I wanted to buy one but always the budget was a constraint with the other heavy investments here and there.
Shaping the DREAM
Then came year 2006 and on September 18th 2006, I was completing 25 the year. I wanted to gift some thing big myself. Car was really cool stuff to gift myself. So really started hunting for the good deal. I had lot of options ranging from Maruti Alto, Zen, WagonR,Swift, Hyundai Santro, Getzs. Alto was costing around 3.4lacks, Zen was 4.3 lacks, Santro was 4 lacks, and Getz was 5.2 lacks. Other cars were way above my affordability. The only car looked more promising compared with my budget was Santro. With all these, some how I could not gift my self on my 25the birthday because of some other personal commitments.
I continued my hunting on the car. At some point of time, I thought I should go for second hand car with one lack budget. One of my friends Venu who is in Maruti helped me to get some deals. When I went to "Maruti true value" most of the cars were more than lack and half. Only that I could get for a lack was 1997 models and it was almost 10 years old car. After seeing couple of old cars I really removed second hand car from my head. So I again started short listing the car.
These few are my priorities. Not more that 4.5lacks, good space for family to sit in the back, low maintenance and preferable low running cost. As said earlier Santro was the first choice but some how I had a feeling NOT buy Santro. It was because of number of Santro on the Bangalore road. WagonR was a good Car but I though it is little over priced. During early 2007, there was WagonR Dual which was new model . This had the LPG fitted cylinders. So the running cost would have been very low. I got interested in this model and enquired the model. It was costing 4.6lacks without music system. In the same time, Chevrolet had launched U-VA model in India. This was in somewhere January 2007. During that time I had actually completed my car driving and learnt the driving. So I went for taking the test drive. It was good car but brand new in India. I would have been one of the first one to buy it. As usual I did not want to take the risk. This was costing 5lcks for the high end. Swift was good car but the inside space was not worth the money. Interiors and Engineering of swift was amazing but some how I kept swift out of my mind. One of colleague had Getz. Whenever we went for the team dinner I used to sit in his car. Every time I sat in his Getz, I felt this is the most comfortable car in that segment. Of course it was coasting lack and a half more compared to the mid segment but it was worth for its inside comforts. So with all these finally I short listed Getzs and UVA. When I compared these two cars engineering specs and the money, UVA sounded good. But since this was new, I decided for the Getz.
Realizing the DREAM
This was in February 2007.Finally I was all set to go for the Getz. I started looking for the good deals. I went to Hyundai web site to see more about the specification. Actually when I was buying Getz,Hyundai was trying to bring the new model of Getz called as Getz Prime with 1.1lts and 1.3 lts. But I was not ready to wait for it. I had waited enough to buy the car.
There were total four variants GLE, GVS, GLS and GLX. Below were the on road prices for each of the segment. .
GLE 4,92,160
GVS 5,28,156
GLS 5,53,636
GLX 5,98,676
As you all know there are only 2 Hyundai show rooms in Bangalore. Advaita and Trident. I went to Advaita MG road for the test drive. But some how, I was not convinced with the dealer. He was not offering me much. So I again contacted Trident for the better deal. The dealer Pratap(9945655666) actually came to my office for making the deal. By this time I had decide on the Getz GVS. This had the features like all four doors power windows, Power drive, AC. What it did not had compared to GLS was Defogger, Rear spoiler, Rear wiper, Digital clock, Seat back pocket, Body colored door handles, Body colored mirror, front fog lamps.
It was coasting me 5,28,156. Pratep agreed to give me total on 29k cash discount along with the remote locking. So finally car was costing near to 5,00,000. This was really stretch for me. I didn’t had much of liquid cash for the down payment. But still I took the decision to go ahead. So I finalized the deal. But after some one week when I visited the specification again, I felt if I pay 25k more I can get more features. Not all features were really required but I think it was worth 25k. So I called up Pratap and asked hime to change my model from GVS to GLS. There were only two things missing in my Car compared to GLX which was the highest end. It was Alloy wheels and ABS. These two were costing 35k more. So I though it is not worth going for GLX. So finally Getz GLS was my choice. This costed me 523000 after 29k discounts. This deal did not include the music system. Getz doe not come with the in built music system.
Mean while during the period I went to US for my business travel. So I decide to buy the music player(also called a Dash player) from US. Sony has been always my favorite brand. I never had any gadget from Sony in my electronic gadget library. So this time I wanted to go only for the Sony. These were my requirement.s Good display, preferable direct USB connectivity, Auxiliary cable connectivity for my iPod, MP3 player is must and DVD was optional. The best one suited for me was Sony CDX-GT510 and it was costing me Rs 6800. So I bought this. Please visit http://www.xplodsony.com/xplod/headunits/CDX-GT510 for more technical specification. Also for all the Sony models visit http://sm.crutchfield.com/App/Product/Group/ProductMenu.aspx?g=300&tp=5685.
The Finance Aspect:
After returning from US, I started looking for the better loan rates. I was buying in the time when interest rates were very high. It was around 12%. I wanted the maximum possible loan. Most banks were giving 90% Ex show room or 80% on road price. This was again subjected to your salary and the other loans you have. I went for the loan amount of around 4.45 lacks. For a loan for 4.45lacks with 12% and 5 years tenure EMI was coming to Rs 9899. This was little high for my monthly budget. So I started looking for 7 years loan. Only SBI was offering 7 years that time So I contacted them. So My EMI came to Rs 7855. This was around 2000 less than the previous one and it was well within my monthly finance planning. Only problem with the SBI was slow loan processing. So it took almost 20 days to process my loan. If I had gone with ICICI loan it would have been over in just 5 days. But my wait was worth waiting because of my EMI calculations.
On 28th Feb 2007 I visited Trident for the final down payment. Car speaker decision was still pending. I wanted to put the good one. Getzs car have slots for both front and back speakers near the door. Usually all the cars come with front speaker slot in the door. But my dealer advised me to go for the back oval speakers rather than round speakers for the better effect. These speakers would sit on backside on back seat. I agreed for it. I went for the JBL speakers. JBL speakers are known for the car speakers compared to Sony. It coasted me more than 10k. But I just thought I should spend for the better comfort. So my CAR coasted me total of 5,40,000 after discount and music system. I made the down payment of 88k and Pratap agreed to deliver on March 3rd 2007.
Dream comes true:
The day 3rd March 2007 came finally. Actually my parents told me to post pone the day as it was Not so auspicious day. Since I do not believe too much in those things, I decide to take on the same day. It was more of convenience rather that a GOOD day. Since I was not master in the driving I took 3 of my friends along with my sister. I reached the show room at 10am. As promised CAR was ready for the delivery. I made the final formality by signing some papers. Pratap GOT the key along with his General Manager. One of Trident colleague performed formal pooja. General Manager handed over the key to me. It was all simply superbly arranged. I was on top of the world to see my Silver colored Getz GLS. I took few tips from my friends who were already experts in driving. I took the CAR to Hebbal to meet one of my friend. I was driving with tensed mood. There were many tips from the friends while driving. After having the lunch I announced to sponsor the most Romantic Kannada Movie “Mungaru Male” to all my friends. So we drove all the way back to Banashankari Kamakya theatre. I even went to my other friend home Rajarajeswari to show my car to aunty. After watching the movie I was with my sister. I was little tensed to drive back home but took it very easy and drove back home safely.
Today will be exactly one year since I bought my car Hyundai Getz GLS. More than 6000km run till date and it is going simply superb. There are some memories to share about why I decided to go for Getz and the whole process involved in buying the CAR.
It was a DREAM...
Being born and brought up in middle class family in moderate city, I never imagined that I would own a car in 25 and half years. The only car I saw in the road almost 20 years back was Ambassador. Maruti cars were seen only in movies those days. The first time when I went in car is almost at the age of 11 years and that was in 1992 during one of the RICH relative marriage ceremony. Luckily I got a chance to travel in car for about 6-7km. It was a moment of happiness to enjoy the luxury of Ambassador. After that I don’t remember any occasion where I got chance to travel in CAR.
After I shifted to Bangalore for my profession, seeing car became very common. Around 25% of the traffic population was occupied by Cars. Car was not at all affordable with the kind of pay package I had during my initial. After I bough VICTOR in August 2003, I started enjoying the bike ride in Bangalore roads. Going to different part of Bangalore victoriously in victor was nice. Especially parking was very easy in all the places. After almost 2 years of ride on Victor, I started thinking on some small budget car. By this time two of my friends have already bought the car. One of my friends Abhi going for BIG Ford fusion (7.1lacks) in September 2005 was an inspiration. We friends started enjoying the drive in FF (Ford fusion) with couple of long drives out side Karnataka. So every time I went for the drive, I wanted to buy one but always the budget was a constraint with the other heavy investments here and there.
Shaping the DREAM
Then came year 2006 and on September 18th 2006, I was completing 25 the year. I wanted to gift some thing big myself. Car was really cool stuff to gift myself. So really started hunting for the good deal. I had lot of options ranging from Maruti Alto, Zen, WagonR,Swift, Hyundai Santro, Getzs. Alto was costing around 3.4lacks, Zen was 4.3 lacks, Santro was 4 lacks, and Getz was 5.2 lacks. Other cars were way above my affordability. The only car looked more promising compared with my budget was Santro. With all these, some how I could not gift my self on my 25the birthday because of some other personal commitments.
I continued my hunting on the car. At some point of time, I thought I should go for second hand car with one lack budget. One of my friends Venu who is in Maruti helped me to get some deals. When I went to "Maruti true value" most of the cars were more than lack and half. Only that I could get for a lack was 1997 models and it was almost 10 years old car. After seeing couple of old cars I really removed second hand car from my head. So I again started short listing the car.
These few are my priorities. Not more that 4.5lacks, good space for family to sit in the back, low maintenance and preferable low running cost. As said earlier Santro was the first choice but some how I had a feeling NOT buy Santro. It was because of number of Santro on the Bangalore road. WagonR was a good Car but I though it is little over priced. During early 2007, there was WagonR Dual which was new model . This had the LPG fitted cylinders. So the running cost would have been very low. I got interested in this model and enquired the model. It was costing 4.6lacks without music system. In the same time, Chevrolet had launched U-VA model in India. This was in somewhere January 2007. During that time I had actually completed my car driving and learnt the driving. So I went for taking the test drive. It was good car but brand new in India. I would have been one of the first one to buy it. As usual I did not want to take the risk. This was costing 5lcks for the high end. Swift was good car but the inside space was not worth the money. Interiors and Engineering of swift was amazing but some how I kept swift out of my mind. One of colleague had Getz. Whenever we went for the team dinner I used to sit in his car. Every time I sat in his Getz, I felt this is the most comfortable car in that segment. Of course it was coasting lack and a half more compared to the mid segment but it was worth for its inside comforts. So with all these finally I short listed Getzs and UVA. When I compared these two cars engineering specs and the money, UVA sounded good. But since this was new, I decided for the Getz.
Realizing the DREAM
This was in February 2007.Finally I was all set to go for the Getz. I started looking for the good deals. I went to Hyundai web site to see more about the specification. Actually when I was buying Getz,Hyundai was trying to bring the new model of Getz called as Getz Prime with 1.1lts and 1.3 lts. But I was not ready to wait for it. I had waited enough to buy the car.
There were total four variants GLE, GVS, GLS and GLX. Below were the on road prices for each of the segment. .
GLE 4,92,160
GVS 5,28,156
GLS 5,53,636
GLX 5,98,676
As you all know there are only 2 Hyundai show rooms in Bangalore. Advaita and Trident. I went to Advaita MG road for the test drive. But some how, I was not convinced with the dealer. He was not offering me much. So I again contacted Trident for the better deal. The dealer Pratap(9945655666) actually came to my office for making the deal. By this time I had decide on the Getz GVS. This had the features like all four doors power windows, Power drive, AC. What it did not had compared to GLS was Defogger, Rear spoiler, Rear wiper, Digital clock, Seat back pocket, Body colored door handles, Body colored mirror, front fog lamps.
It was coasting me 5,28,156. Pratep agreed to give me total on 29k cash discount along with the remote locking. So finally car was costing near to 5,00,000. This was really stretch for me. I didn’t had much of liquid cash for the down payment. But still I took the decision to go ahead. So I finalized the deal. But after some one week when I visited the specification again, I felt if I pay 25k more I can get more features. Not all features were really required but I think it was worth 25k. So I called up Pratap and asked hime to change my model from GVS to GLS. There were only two things missing in my Car compared to GLX which was the highest end. It was Alloy wheels and ABS. These two were costing 35k more. So I though it is not worth going for GLX. So finally Getz GLS was my choice. This costed me 523000 after 29k discounts. This deal did not include the music system. Getz doe not come with the in built music system.
Mean while during the period I went to US for my business travel. So I decide to buy the music player(also called a Dash player) from US. Sony has been always my favorite brand. I never had any gadget from Sony in my electronic gadget library. So this time I wanted to go only for the Sony. These were my requirement.s Good display, preferable direct USB connectivity, Auxiliary cable connectivity for my iPod, MP3 player is must and DVD was optional. The best one suited for me was Sony CDX-GT510 and it was costing me Rs 6800. So I bought this. Please visit http://www.xplodsony.com/xplod/headunits/CDX-GT510 for more technical specification. Also for all the Sony models visit http://sm.crutchfield.com/App/Product/Group/ProductMenu.aspx?g=300&tp=5685.
The Finance Aspect:
After returning from US, I started looking for the better loan rates. I was buying in the time when interest rates were very high. It was around 12%. I wanted the maximum possible loan. Most banks were giving 90% Ex show room or 80% on road price. This was again subjected to your salary and the other loans you have. I went for the loan amount of around 4.45 lacks. For a loan for 4.45lacks with 12% and 5 years tenure EMI was coming to Rs 9899. This was little high for my monthly budget. So I started looking for 7 years loan. Only SBI was offering 7 years that time So I contacted them. So My EMI came to Rs 7855. This was around 2000 less than the previous one and it was well within my monthly finance planning. Only problem with the SBI was slow loan processing. So it took almost 20 days to process my loan. If I had gone with ICICI loan it would have been over in just 5 days. But my wait was worth waiting because of my EMI calculations.
On 28th Feb 2007 I visited Trident for the final down payment. Car speaker decision was still pending. I wanted to put the good one. Getzs car have slots for both front and back speakers near the door. Usually all the cars come with front speaker slot in the door. But my dealer advised me to go for the back oval speakers rather than round speakers for the better effect. These speakers would sit on backside on back seat. I agreed for it. I went for the JBL speakers. JBL speakers are known for the car speakers compared to Sony. It coasted me more than 10k. But I just thought I should spend for the better comfort. So my CAR coasted me total of 5,40,000 after discount and music system. I made the down payment of 88k and Pratap agreed to deliver on March 3rd 2007.
Dream comes true:
The day 3rd March 2007 came finally. Actually my parents told me to post pone the day as it was Not so auspicious day. Since I do not believe too much in those things, I decide to take on the same day. It was more of convenience rather that a GOOD day. Since I was not master in the driving I took 3 of my friends along with my sister. I reached the show room at 10am. As promised CAR was ready for the delivery. I made the final formality by signing some papers. Pratap GOT the key along with his General Manager. One of Trident colleague performed formal pooja. General Manager handed over the key to me. It was all simply superbly arranged. I was on top of the world to see my Silver colored Getz GLS. I took few tips from my friends who were already experts in driving. I took the CAR to Hebbal to meet one of my friend. I was driving with tensed mood. There were many tips from the friends while driving. After having the lunch I announced to sponsor the most Romantic Kannada Movie “Mungaru Male” to all my friends. So we drove all the way back to Banashankari Kamakya theatre. I even went to my other friend home Rajarajeswari to show my car to aunty. After watching the movie I was with my sister. I was little tensed to drive back home but took it very easy and drove back home safely.
A leaving Note on Dream
The March 3rd 2007 became the most memorable day of my life. This was a day where I realized a guy from middle class can buy a CAR at the age of 25 and half, it was a day to realize my unimagined dream in my child hood. It was a day to remember my parents for their support and care. It was a day to celebrate and enjoy. Now it is one year and till that sense of achievement and celebration still remains in MY HEART.
IF YOU ARE...
If you are buying your first car and you want any expert advice/openion, I am more that happy to help you out. Call me or mail me at anilmasakal@gmail.com to decide and finalize the deal for any car. It will be learning for me as well.
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